Tante Girang Seksi. What Was Is Covered In Special Event Insurance. Coverage offered in a single day of the event, or special event, containing the body injury and property damage for which the insured ultimately responsible for activities on or over time. Plan a special event may offer coverage of commercial general liability, dram shop (liquor liability), and other legal defense to negligence claims made against the insured, or the people organizing the event. In a litigious culture of these days, event organizers face the potential liability of adverse legal action from individuals who participated in this event.